OVERVIEW
SCOPE OF COVER
OVERVIEW
Protect your employees with this comprehensive policy which covers accidental death and disability (24 hours basis) and any incidents as specified in the policy
SCOPE OF COVER
With Group Personal Accident Takaful, you and your employees stand protected with the following covers:
- Death Benefit: A total of Accidental Sum Insured will be paid in the event of Accidental Death of the insured person.
- Funeral Allowance: A percentage of the Accidental Sum Insured or a predefined amount, whichever is lower, is payable to the beneficiary for funeral and cremation expenses.
- Temporary Total and Partial Disablement: A weekly benefit amounting to the amount specified is payable in the event the insured person is totally or partially disabled and unable to attend to all duties pertaining to his/her usual occupation or business.
- Permanent Disablement: Upon disability due to an accident, an amount of up to total Accidental Sum Insured is payable depending on the percentage as stipulated in the Table of Benefits.
- Accidental Hospital Income: A weekly benefit amounting to the amount specified is payable up to a maximum of 104 weeks in the event the insured person is hospitalized for treatment of accidental injuries.
- Accidental Medical Expenses: Necessary and reasonable medical expenses incurred for treatment of injuries resulting from an accident will be reimbursed according to the specific limit per accident.