This takaful policy indemnifies the Insured in respect of their legal liabilities to third parties property damages or third party bodily/personal injuries and/or loss of life which the Insured may incur as a Stevedore arising from physical loss of or physical damage to vessels and/or craft including loss of use arising therefrom, their equipment, and cargo, the property of others whilst at the landing and mooring facility of the Insured.